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A Frog Gets a Loan

A frog hopped into a bank and told Ms. Stack, the loan officer, that he needed $500 to improve his dwelling place.

"Do you have an collateral?" She asked.

"This is all I have," the frog said, handing her a shiny glass bead that looked something like a cat's-eye marble.

"Call me Patty," the loan office said kindly. "I'll talk to my manager."

Calling the bank president over to her desk, she told him about the frog's situation. "This is his collateral. Do you know what it is?"

The bank president looked at the marble and exclaimed, "Why, that's a nic nac, Patty Stack - give that frog a loan!"